Risk assessed. Losses adjusted. Claims settled — with field evidence, not guesswork.

Global Risk Management & Insurance Surveys Ltd (GRM) provides loss adjusting, risk surveys, marine cargo inspection and claims settlement to insurers, NGOs, government agencies and industry across Africa, backed by a technical team with a combined 60+ years in the field.

Combined team experience 60+ yrs
Established 2008
Countries served 12+
Registered Kenya, 2008

What we do

Six core disciplines, delivered by licensed, field-experienced personnel — anytime, anyplace, anywhere.

Loss Assessment & Adjustment

Investigation and adjustment of fire, flood, theft, burglary, cash- and goods-in-transit, accident and injury claims, with accurate documentation and negotiated settlements.

Claims Settlement

Consistent, transparent and timely claims handling in line with ethical business norms — the outcome insurers, agents and brokers need to keep client trust.

Risk Management & Surveys

Comprehensive property risk surveys for residential and commercial sites: fire and special perils, theft/money, liability, business interruption and contractors’ all risks.

Marine Cargo Surveillance & Inspection

Discharge monitoring, seal verification, bagging and hook-tally supervision, and destination inspection for containerised and break-bulk cargo at ports and depots.

Recoveries & Subrogation

Follow-up on liable third parties and salvage collection/disposal so insurers recoup outlays after a successful claim.

Fire Risk & Protection Systems

Fire risk assessment, engineering and training, plus supply, installation, testing and commissioning of fire protection systems for plants and depots.

Track record

A selection of risk surveys and assessments carried out for insurers, utilities and industry across Africa.

  1. Mamba Collieries Zambia and Power Plant

      Fire risk advisory testing and & recommendations – PICZ  insurance – Zambia   2023   6  – Days

  2. Buhemba Gold

    Fire risk survey on behalf of Swiss Re Zurich   2005   15- Days

  3. Total Oil Uganda

    Fire risk survey on behalf of Swiss Re of Zurich   2016   6 – Days

  4. Rwaza Hydro Power Station Rwanda

    Risk Survey on Hydro Power Stations- Britam Rwanda. 2024 1 wk

  5. Risk Survey on Cement Plants

    – Three sites. On behalf of Swiss Re via UAP Old Mutual – Uganda

  6. Bakhresa Grain

      Fire risk survey on behalf of Swiss Reinsurane of Zurich.   2006   9 – Days

Our technical team

Licensed, field-tested professionals across loss adjusting, risk survey and marine cargo disciplines.

Anthony Obare

Principal Consultant & CEO

BSc Mechanical Engineering (Newcastle Upon Tyne, UK), Post Grad. Risk Management (UK), NFPA (South Africa), Certified Energy Manager (AEE). Previously Risk Manager at AON Kenya and Vice President, Risk Management for English-speaking Africa at Swiss Re, Johannesburg.

Kepher Usenge Atieno

Chairman & Principal Officer

MBA, Associate of the Chartered Insurance Institute (ACII-UK). Extensive record in insurance strategy, policy and procedure development across East and Southern Africa.

Bonaventure Owoko

Principal Officer, Loss Adjusting

BCom (Accounting), Post Graduate Diploma in Insurance, Chartered Institute of Loss Adjusting (CILA). In the industry since 2002; former Executive/General Manager at loss adjusting firms in Nairobi and Dar es Salaam.

Julians Mwendwa Musyoka

Senior Adjuster & Investigator

22 years’ cumulative experience as an insurance surveyor, loss assessor and claims adjuster, with deep expertise in marine cargo surveys out of the Port of Mombasa.

Japheth Mutua

Risk Surveyor

Diploma in Mechanical Engineering, focused on property and industrial risk surveys.

Clinton Misati

Risk Engineer

BSc Mechanical/Electrical Engineering, supporting technical fire and engineering risk assessments.

Need a risk survey, loss adjuster or marine cargo inspection?

Tell us about the site, the loss, or the cargo, and our team will scope the assignment.

Get in touch